Making a claim for compensation

Council is not liable for any injury, loss or damage you have suffered unless you can prove Council has acted negligently or is in breach of the law.

To make a claim you must establish that your loss has been directly caused by Council rather than by other factors.

The fact that an incident has occurred on Council owned or managed land does not automatically mean Council is liable or will provide you with compensation.

Establishing negligence can be time consuming and often difficult. If you hold an insurance policy that provides cover for this type of loss, such as motor vehicle or domestic insurance, you may find it quicker and easier to lodge a claim with your insurer. Any compensation paid by Council comes from Council’s general account - that is, ratepayer funds.

Council assesses claims for compensation in accordance with the Civil Liability Act 2002 (NSW), also known as the CLA. The Act provides protections for local government authorities that Council will rely on to defend a claim. 

Compensation in different circumstances

Information on the claims process

How to make a claim

If you wish to make a claim against Council, you have two options:

  1. Make a claim against your own insurance policy - for a property or motor vehicle claim.
    Your insurer may consider seeking recovery against Council. Please note that this option may require you to make an initial upfront payment to your insurer for the applicable excess. In general, insurance companies will pursue Council for reimbursement where they consider Council to be liable. In such cases, the excess amount may be waived. You should discuss this with your insurer before lodging a claim with Council.

  2. Make a claim directly to Council - for personal injury or a property or motor vehicle claim.
    If you are seeking compensation directly from Council for injury, loss or damage arising from an incident, please complete the BSC-Claim-for-Compensation-Form-2024.pdf(PDF, 231KB) and provide photos and documentation as required.

Completion and acceptance of the Claim for Compensation Form does not represent an admission of liability or a waiver of rights on the part of Council.